Disclaimer

Illustrative Rates

All annuity rates, quotes, and income projections displayed on this website are illustrative only and are not guaranteed. They are provided for educational and informational purposes to help you understand the general range of annuity options available.

Actual annuity rates are determined by the issuing insurance carrier and may differ significantly from the illustrative rates shown here based on factors including but not limited to: current interest rate environment, the specific product and carrier selected, your health status, your state of residence, and the date of application.

Not Financial Advice

The information provided on this website does not constitute financial, investment, tax, or legal advice. The content is provided "as is" without any representations or warranties, express or implied. Before making any financial decisions, you should consult with a qualified financial advisor, tax professional, and/or attorney.

Insurance Products

Annuities are insurance products and are subject to the claims-paying ability of the issuing insurance company. They are not FDIC insured, are not bank guaranteed, and may lose value (in the case of variable annuities). Withdrawals prior to age 59½ may be subject to a 10% federal tax penalty. Surrender charges may apply during the surrender charge period.

Carrier Ratings

AM Best ratings shown are for informational purposes only and reflect the financial strength rating of the insurance carrier as of the date this website was last updated. Ratings are subject to change. AM Best ratings are not a recommendation to purchase any annuity product.

Advisory Disclosure

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning are independent of each other. Insurance products and services are not offered through BCM but are offered and solicited through individually licensed and appointed agents.

No Guarantee of Accuracy

While we strive to keep information accurate and up-to-date, Richon Planning makes no warranty or representation regarding the accuracy, completeness, or timeliness of the information on this website. We are not responsible for errors or omissions in the content provided.