Terms of Use
Last updated: February 10, 2026
Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.
Use of Website
This website is provided by Richon Planning for informational and educational purposes related to annuity products. The annuity quote tool provides illustrative rates only and should not be relied upon as actual quotes from insurance carriers.
Accuracy of Information
You agree to provide accurate and truthful information when using our quote tool. Providing false information may result in inaccurate illustrative quotes and could impact any subsequent formal applications.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Richon Planning or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written consent.
Limitation of Liability
Richon Planning shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of this website or reliance on any information provided herein. The illustrative quotes provided are not binding and do not constitute an offer or contract of insurance.
Third-Party Links
This website may contain links to third-party websites. Richon Planning is not responsible for the content or privacy practices of these external sites.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.
Contact Information
If you have questions about these Terms of Use, please contact us:
Richon Planning
Fuquay-Varina, NC
Phone: (919) 300-5886