Privacy Policy

Introduction

Richon Planning ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and share information when you use our annuity quoting website.

Information We Collect

When you use our annuity quote tool, we collect:

• Contact Information: Full name, email address, and phone number
• Demographic Information: Age, gender, and state of residence
• Financial Information: Investment amount, desired income, fund type preferences
• Annuity Preferences: Annuity type, payout options, income start date
• Consent Records: Timestamp and details of your TCPA consent

How We Use Your Information

• To generate personalized, illustrative annuity quotes based on your inputs
• To contact you regarding your annuity quote and related financial planning services
• To send you information about annuities and retirement planning that may be relevant to you
• To improve our website and services
• To comply with legal and regulatory requirements

TCPA Compliance

By providing your phone number and checking the consent box on our quote form, you expressly consent to receive calls and/or text messages from Richon Planning regarding annuity quotes and financial planning services. You may revoke your consent at any time by contacting us at (919) 300-5886 or emailing us. We will honor your revocation request within 10 business days.

Information Sharing

We do not sell your personal information to third parties. We may share your information with:

• Service providers who assist us in operating our website and delivering services
• Insurance carriers, only with your explicit consent, in connection with obtaining formal annuity quotes
• As required by law or to protect our legal rights

Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time. To exercise these rights, please contact us at:

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.